State mostly require liability insurance coverage that cover the damages of others property or bodily injury cause by your car or vehicle which is insured by the coverage.

Personal injury protection

 Personal injury insurance cover limited amount of medical and hospital cost and loss of your income that is loss because you cannot earn because of your injury and loss of service. Coverage policies are defined in the policy.

Medical payments

This coverage cover all expenses of medical that you have to pay because of road injury. Insurance company will pay these expenses if you was in insured car.

Collision coverage

This coverage cover the expenses of collision. For example if other person is become injured or file legal case against you. This coverage cover these expenses. Collision coverage is separate coverage policy. You separately purchase this.

Comprehensive coverage (other than collision)

This covers damage of car except collision expenses. For example, this covers your car if a tree falls on it or someone happenings but not cover if you hit someone others car because this is cause of collusion.

Emergency road service

This covers towing when your car breaks down and you need emergency help. This provide emergency service or pervade you some alternative if car cannot fix at the moment.

Death or Permanent disability(especially loss of sight)

This pays for death and certain injuries that people named in insurance policy due to an auto accident.

GAP coverage

In the case of if your vehicle is totally loss, this type of insurance pays the difference between the current market value of your auto/car and the amount you still owe the lender.  This coverage is mostly only available for new cars.


imgInsurance is important and mostly we insured our things that are costly and we want if they get wrong we want to fix them urgently or we want someone pay cost they have. Some people insuring their body parts is crucial, mostly celebrities insuring their body parts.

imgCar repair insurance or mechanical breakdown coverage, is provided by a few insurance companies like GEICO and Mercury Insurance. This insurance coverage to your car can save you from the cost of major repairs.

imgIf you have car without insurance sometime there is possible you have no money to repair your car.If you want to see you car looking good again, select insurance for your car.

imgIf you think you can not afford to fix you car yourself if it suffer an accident, you may want to carry collision and comprehensive coverage. This coverage will support you if you suffer an accident to repair your car.

imgInsurance companies motor car rates are based on following factors such as age, sex, legal status, driving pattern, claims history, location, credit history. Once you buy motorcar insurance, bear in mind that every company consider these factors.

imgThere are many different types of coverage available to meet your auto insurance needs. Here are details available insurance coverage.

imgMany insurance companies offer auto insurance and every company have their own procedures.

imgMost Noticeable Auto Insurance Quotes in California.